01
Make it an invoice.
Set your amount, due date, and financing terms. Submit for review and customer acceptance.
YOUR WORK, RECOGNISED
settleOpen app A NEW FLOW FOR WORKING CAPITAL Your invoices.
Your invoices.
In full flow.
You’ve done the work. Keep the momentum.
Turn outstanding invoices into USDC liquidity on Arc.
Your private workspace is online. Arc Mainnet financing requires activation.
INVOICE / 041•••
Good work. Real value.10,000USDCDue in 30 days Accepted
AVAILABLE EARLY
9,800USDCYour next move, funded.
FUTURE PAYMENT. PRESENT POSSIBILITIES.Illustrative example · 200 USDC discount · 0 protocol fee
BUILT TO KEEP
BUSINESS MOVING
BUSINESS MOVING
◜ Built for Arc
$ Settled in USDC
Every step, visible
LESS WAITING. MORE DOING.
From outstanding.
To opportunity.
Your invoice is more than a payment to come.
Make it the start of what comes next.
02
Give it momentum.
A funding provider purchases your eligible invoice. Receive the agreed USDC proceeds early.
YOUR VALUE, UNLOCKED
03
Watch it settle.
Your customer pays the full invoice. Repayment becomes available to the current beneficiary.
YOUR NEXT CHAPTER
ILLUSTRATIVE CASH FLOW01 — 30 DAYS
THE WORK IS DONE.Why should your
money stand still?
money stand still?
TodayInvoice due
9,800 USDCAvailable if financed today
10,000 USDCCustomer’s full payment
FOR BUSINESSES
Your next chapter
doesn’t need to wait.
Pay your team. Take the next project. Keep the shelves stocked. Access the value in work you’ve already delivered.
- Agree to a clear purchase price upfront
- Receive USDC when your invoice is funded
- Keep your customer’s repayment terms intact
FOR LIQUIDITY PROVIDERS
Real terms.
Informed decisions.
Put USDC to work by purchasing eligible business invoices at a discount. Know the price, the repayment amount, and the time ahead.
Explore the marketplaceOne invoice. Clear terms.Illustrative · 30 days · zero fee
Purchase price9,800 USDC
Expected gross profit200 USDC
Full repayment10,000 USDC
Know what you pay
One agreed purchase price. One full invoice. Transparent expected profit over the term.
See what’s been reviewed
Evidence review and customer acceptance are separate, visible steps. Neither guarantees repayment.
Follow every stage
Track funding, due dates, repayment, and your available claim from one workspace.
MAKE THE NUMBERS MAKE SENSE
A clearer picture.
Before you commit.
See how the purchase price changes business proceeds and a funding provider’s expected return.
Illustrative example only. Returns depend on timely, full repayment. Zero protocol fee in this example.
0.5%10%
7 days90 days
Your net proceeds9,800.00 USDC
Expected term return¹2.04%
See the full calculation
Purchase price: 9,800.00 USDC. Business receives purchase price minus 0 USDC fee. Expected profit is face value minus purchase price.
Simple annualised equivalent: 24.83%. This scales the term return by 365 / 30; it is not compounded APY or a guarantee.
EVERY INVOICE, IN FOCUS
Less back and forth.
More visibility.
Your invoices
Create invoice| Invoice / customer | Face value | Due date | Status | Financing price | Details |
|---|---|---|---|---|---|
| ACSTL-2026-041Atlas Commerce | 10,000.00 USDC | Oct 14, 2026 | Listed | 9,800.00 USDC | |
| FCSTL-2026-042Forma Collective | 18,500.00 USDC | Oct 29, 2026 | Funded | 18,037.50 USDC | |
| BLSTL-2026-043Bridgeway Labs | 7,200.00 USDC | Oct 5, 2026 | In review | 7,056.00 USDC |
A STABLE FOUNDATION
Built for Arc.
Moving with USDC.
Stablecoin-denominated invoices and settlement on a network designed for financial activity. One familiar unit from invoice to repayment.
Explore the foundationExplore Settle today
The private workspace is online. Arc Mainnet financing requires administrator activation and approved wallet access.
A FEW THINGS TO KNOW
Good questions.
Clear answers.
Who can create an invoice?
Connect your wallet and create a business workspace to prepare private invoice drafts. Issuing an invoice onchain requires administrator approval of your business wallet.
How does early payment work?
You propose a purchase price below the invoice’s face value. After evidence review and customer acceptance, an eligible provider can purchase the full invoice. You receive the purchase price minus the disclosed fee.
What does financing cost?
The discount is the difference between invoice face value and purchase price. The initial deployment charges a zero protocol fee. Transaction costs are paid separately in the wallet.
What happens when the customer pays?
The customer repays the invoice’s full face value into settlement escrow. If financed, the funding provider owns the repayment claim. If not financed, the business owns it.
What if an invoice is overdue?
Repayment remains available after the due date. New funding is closed. Being overdue does not automatically trigger penalties, seizure, or a guarantee of recovery. A provider can lose capital if the customer does not repay.
Which network does Settle use?
Settle is configured for Arc Mainnet and USDC. The workspace saves your private records now. Financial transactions become available after the administrator deploys and activates the contract, and approves participating wallets. Check the network and activation status in the app.
THE WORK IS DONE. WHAT’S NEXT?
Keep good things moving.
Your invoices have potential. Put it to work.
Get paid early